Terms of Service

1. Acceptance of Terms

By accessing and using MyRetirementSpeech (the "Service"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

2. Description of Service

MyRetirementSpeech provides an AI-powered service that creates personalized speeches based on information you provide. Our service generates custom retirement speechs using artificial intelligence technology.

3. User Responsibilities

You agree to:

• Provide accurate and truthful information
• Use the Service only for lawful purposes
• Not share false, misleading, or defamatory content
• Respect the privacy and rights of others mentioned in your speech
• Not use the Service to create content that violates any laws
• Not attempt to reverse engineer or copy our AI technology

4. Payment and Pricing

Payment is required before accessing your completed speech. All prices are in USD and include applicable taxes. Payments are processed securely through Stripe. By making a purchase, you authorize us to charge your payment method for the amount due.

5. Refund Policy

We offer a satisfaction guarantee. If you are not satisfied with your speech, we will provide one free revision. If you remain unsatisfied after revision, we may offer a refund at our discretion. Refund requests must be made within 30 days of purchase.

6. Intellectual Property

Your Content

You retain ownership of any personal information and stories you provide. By using our Service, you grant us a limited license to use this information solely to create your speech.

Generated Speeches

Once you purchase a speech, you own the rights to use it for your intended purpose. However, you may not resell, redistribute, or use our speeches for commercial purposes without permission.

Our Technology

All rights in our website, software, AI models, and technology remain our property. You may not copy, modify, or create derivative works of our Service.

7. Privacy and Data Use

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using our Service, you consent to our data practices as described in our Privacy Policy.

8. Disclaimers

Our Service is provided "as is" without warranties of any kind. We do not guarantee that:

• The Service will meet your specific requirements
• Generated speeches will be error-free or perfect
• The Service will be uninterrupted or secure
• Any particular outcome will result from using your speech

9. Limitation of Liability

To the maximum extent permitted by law, SUN MEDIA BRANDS LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, data, or use, incurred by you or any third party, whether in an action in contract or tort, even if we have been advised of the possibility of such damages.

Our total liability to you for all claims arising from or relating to the Service shall not exceed the amount you paid for the specific speech giving rise to the claim.

10. Indemnification

You agree to defend, indemnify, and hold harmless SUN MEDIA BRANDS LLC from and against any claims, damages, costs, and expenses (including attorneys' fees) arising from or relating to your use of the Service or violation of these Terms.

11. Service Availability

We strive to maintain Service availability but do not guarantee uninterrupted access. We may temporarily suspend the Service for maintenance, updates, or other operational reasons.

12. Termination

We may terminate or suspend your access to the Service at any time, with or without notice, for any reason, including violation of these Terms. Upon termination, your right to use the Service will cease immediately.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions. Any disputes arising from these Terms or the Service shall be resolved in the courts of Broward County, Florida.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will remain in full force and effect.

15. Changes to Terms

We may update these Terms from time to time. We will notify you of any material changes by posting the new Terms on this page with an updated "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the new Terms.

16. Contact Information

If you have questions about these Terms of Service, please contact us at:

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and SUN MEDIA BRANDS LLC regarding the use of the Service and supersede all prior agreements and understandings.