Privacy Policy

1. Information We Collect

Personal Information

When you use our Retirement Speech creation service, we collect:

• Email address (required for delivery)
• Personal details you provide about yourself and others for speech creation
• Payment information (processed securely through Stripe)
• Any additional information you voluntarily provide in our forms

Technical Information

We automatically collect:

• IP address and general location
• Browser type and version
• Device information
• Pages visited and time spent on our site
• Referral source

2. How We Use Your Information

We use your personal information to:

• Create your personalized Retirement Speech
• Process payments and deliver your purchase
• Communicate with you about your order
• Provide customer support
• Improve our services and user experience
• Comply with legal obligations

3. Information Sharing

We do not sell, rent, or trade your personal information. We may share information with:

Service Providers

• Stripe: Payment processing (subject to Stripe's privacy policy)
• OpenAI: AI speech generation (your data is processed according to OpenAI's privacy policy)
• Email service providers: To deliver your completed speech
• Hosting providers: To operate our website

Legal Requirements

We may disclose information when required by law, court order, or to protect our rights and safety.

4. Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is 100% secure, and we cannot guarantee absolute security.

5. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law. Speech content and personal details are typically retained for up to 2 years for customer service purposes.

6. Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Object to processing of your information
• Request data portability

To exercise these rights, contact us at speeches@maxkuch.com.

7. Cookies and Tracking

We use cookies and similar technologies to enhance your experience, analyze site usage, and for advertising purposes. You can control cookie settings through your browser preferences.

8. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

9. Children's Privacy

Our services are not intended for children under 13. We do not knowingly collect personal information from children under 13. If we become aware of such collection, we will delete the information promptly.

10. International Users

If you are accessing our services from outside the United States, please note that your information may be transferred to and processed in the United States, where privacy laws may differ from your jurisdiction.

11. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act:

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of sale of personal information (we do not sell personal information)
• Right to non-discrimination for exercising your rights

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page with an updated "Last updated" date.

13. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at: